VIRA: Eleveate Your Governance with
Virtual Risk
VIRA (Virtual Risk Analysis) is a specialized Risk Management application built on the robust SNI ISO 31000 framework. It bridges the gap between complex regulatory requirements and daily operational reality by digitalizing the entire risk lifecycle. Whether you are managing credit, market, or operational risks, VIRA provides a “single source of truth” for the Board of Directors (BOD) and Risk Owners to monitor the organization’s health in real-time.
Powerful Features for
Proactive Management
VIRA offers a sophisticated suite of tools designed to provide 360-degree visibility into your organizational risks.
Visual Risk Dashboards
Aggregated views of risk profiles and "Top Risks" across directorates and units.
Integrated KRI & KPI Tracking
Automatically monitor Key Risk Indicators (KRI) with predefined thresholds and link them to Key Performance Indicators (KPI) to see exactly how risk events affect your performance.
Loss Event Database (LED)
A centralized repository to track actual losses versus risk capacity, facilitating better loss projection and budgeting.
Advanced Analytics Suite
Built-in tools for deep-dive diagnostics, including Fault Tree Analysis (FTA), Cost-Benefit Analysis, and Altman Z Score.
Regulatory Alignment
Pre-configured with Indonesian regulatory standards such as POJK and SEOJK, including automated OJK Risk Profile reporting.
RCSA Digitalization
Streamlined Risk Control Self-Assessment that allows all units to contribute to the Risk Register seamlessly
The Strategic Benefits
Choosing VIRA means moving beyond simple compliance to achieve true operational resilience:
Active Supervision
Empower the Board of Directors to monitor Company Health Levels and Top Risks through intuitive, real-time interfaces.
Early Warning System (EWS)
Automated alerts notify Risk Owners before a risk event occurs, allowing for proactive mitigation rather than reactive firefighting.
Risk-Based Decision Making
Ensure every strategic decision is backed by quantified risk considerations.
Optimized Budgeting
Potential future losses are integrated into budget planning, ensuring your financial resources are resilient to volatility.
Effortless Reporting
Significantly reduce the time spent on regulatory reporting with automated templates that can be generated at any time.
Modern Architecture for
Modern Enterprise
VIRA is built on a cutting-edge technical stack to ensure performance and security:
Frontend
Next.js v15 for a responsive, high-speed user experience.
Backend
ExpressJS API with JWT authentication for secure data handling.
Infrastructure
Scalable MySQL database via Sequelize, protected by Nginx reverse proxy and Cloudflare.
Ready to transform your risk management? Our implementation team can have your system ready in a short periode, with full support for data migration and professional training sessions.
